Labor Day

Happy Labor Day everyone, hope you are having a fun and safe day !!!

BEYOND FABULOUS VIEW

 Peace and tranquility is what you will feel as you look out on the most beautiful beach in St Augustine. This is a 3 bdrm, 2 bath Home in a pristine condo complex. Pool and tennis court with each bldg and covered parking. Gorgeous! $440,000. Call Karen at 904-347-4808

What should you expect when you work with a REALTOR®?

Once you select a REALTOR® you will want to establish a proper business relationship. You likely know that some REALTORS® represent sellers while others represent buyers. Each REALTOR® will explain the options available, describe how he or she typically works with individuals and provide you with complete agency disclosures (the ins and outs of your relationship with the agent) as required in your state.

Once hired for the job, the REALTOR® will provide you with information detailing current market conditions, financing options and negotiating issues that might apply to a given situation. Remember: Because market conditions can change and the strategies that apply in one negotiation may be inappropriate in another, this information should not be set in stone. During your time in the marketplace REALTORS® will keep you updated and alert you to each step in the transaction process.

LOVELY CONCRETE BLOCK HOME ON A LARGE NICELY LANDSCAPED LOT CLOSE TO THE ICW

Relax on the screen lanai and enjoy the coastal breezes or unwind by the fireplace

in the great room.

 

This home has lots of upgrades like woood and tile floors, vaulted ceilings, plantation shutters, and a jetted garden tub and shower in the spacious master.

 

The home is on county water but also has a well for the sprinkler system. Some other features include a new A/C, new garage door opener, new dishwasher,

stove, and disposal.     

SUPERB LIVING IN FABULOUS MARSH CREEK

 

 

This 3/3.5 custom Marsh Creek home is immaculate, spacious, and stylish. Warm Brazilian wood covers the floors in the gathering areas and master. The master suite has His and Hers baths & 2 walk-in closets. A formal living and dining room and family room w/fireplace make entertaining a breeze. The fully equipped kitchen hosts tile flooring, granite counters & a large breakfast nook. the extra large utility room offers office/desk space & extra storage. Aso available for lease $2000 a mo. Additional Marketing: The winding staircase leads upstairs to 2 large bedrooms,with Jack & Jill bath w/individual vanity areas for each. Two HVAC units help with climate control. Enjoy the spectacular golf course views and watch the birds from the screened lanai. Room for a pool! Gated security, tennis, fitness, golf, clubhouse, all available in Marsh Creek. Owner financing/lease option possible with acceptable down payment and terms. Owner is licensed Florida Realtor.
Call 904-495-4211.     

Do You Know What You Want?

Whether you are a first-time home buyer or entering the marketplace as a repeat buyer, you need to ask why you want to buy. Are you planning to move to a new community due to a lifestyle change or is buying an option and not a requirement? What would you like in terms of real estate that you do not now have? Do you have a purchasing timeframe?

Whatever your answers, the more you know about the real estate marketplace, the more likely you are to effectively define your goals. As an interesting exercise, it can be worthwhile to look at the questions above and to then discuss them in detail when meeting with local REALTORS®.

Do You Have The Money?
Homes and financing are closely intertwined. (Financing is the difference between the purchase price and the down payment, commonly referred to as debt or the mortgage.) The good news is that over the years new and innovative loan programs have evolved which require a 5 percent down payment or less. In fact, a number of programs now allow purchasers to buy real estate with nothing down.

In addition to a down payment, purchasers also need cash for closing costs (the final costs associated with closing the loan). Several newly emerging loan programs not only allow the purchase of a home with no money down, but also underwrite closing costs.

Not everyone, however, elects to purchase with little or no money down. Less money down means higher monthly mortgage payments, so most home buyers choose to buy with some cash up front.

As to closing costs, in markets where buyers have leverage, it may be possible to negotiate an offer for a home that requires the owner to pay some or all of your settlement expenses.

Still have questions ???  Stop by our downtown location located at 93 King Street and speak with a Re/Max Coast2Coast Agent who is more than happy to answer any questions you may have and show you what St. Johns County has to offer.

How Much Can You Afford?

The answer to that is a function of two things: How much you can borrow and how much of a down payment you can muster. As a rule of thumb, your annual mortgage payment, taxes and homeowner's insurance shouldn't exceed 28% of your gross income. Then determine how much cash you have for a down payment, leaving yourself enough left over to pay those pesky closing costs, which can add up to 3% to 5% of your total home's value (plus a little something extra for emergency repairs once you move into your new home).